Personal Savings Account

  • $100 minimum deposit to open
  • $3 monthly service fee; this fee can be avoided by maintaining a $300 daily average collected account balance
  • No monthly service fee for children under 18 years of age.
  • No minimum balance required to earn interest.
  • Federal Regulations limit pre-authorized withdrawals or transfers from your savings account to six (6) per month. Limited pre-authorized transfers and withdrawals include checks, drafts, debit card or similar order, systematic savings plans, sweep service, telephone and Internet banking transfers. Transfers and withdrawals made in person, by messenger, by mail, at an ATM, to loans at the same institution or to another depositor at the same institution are unlimited.
  • Statements will be delivered quarterly (February, May, August, and November); monthly if combined with a checking account
  • Interest rate is subject to change without notice
  • Fees could reduce the earnings on the account

Service Center

Convenience Banking

Royal Palm Specials

Security Center