Foreign/Seasonal Resident Services

Foreign Resident Banking and Financial Services

The Royal Palm Bank of Florida is committed to providing it's foreign resident clients with a broad array of banking and financial services designed to meet their specific needs. With a multilingual staff, the Bank offers its clients attractively priced services that provide professional management of your local financial affairs from any location in the world. The Bank is also capable of making credit and loan decisions based upon its client's worldwide creditworthiness.

Client account information, check images, intra-bank funds transfers, bill payment and other bank information is accessible from our 24-hour automated telephone system and our internet banking service. International wire transfer fees are priced substantially less than other banks in our market. Debit and ATM cards are also available to our foreign resident clients. The Royal Palm Bank will offer our clients free on-site use of our personal computers and access to the Internet during their stay in Southwest Florida. Because of our international banking expertise, our loan officers are willing to extend local mortgage credit to clients that have assets and income in other parts of the world.

Foreign/Seasonal Resident Services

U.S. Based Seasonal Residents

The Royal Palm Bank of Florida recognizes that many of the same banking products that serve the needs of our foreign resident clients also apply to our U.S. clients that spend a part of each year in Southwest Florida. We want to be recognized as "Your Local Florida Bank". Our automated telephone and Internet banking service allow clients to view accounts and checks, pay bills, transfer funds between accounts, and access other bank information from anywhere in the United States. Free use of our on-site personal computers and access to the Internet is available during your stay in the area. We are willing to work with your "northern bank" when financing real estate in our market. All of the above is provided at the highest service level and conducted by our experienced and professional staff.

  • • We are a well capitalized, independent, fully chartered (Florida) and FDIC insured US bank.
  • • We have a centralized and accessible location in SWFL with all decisions made locally.
  • • We offer competitively priced account and deposit products to include interest bearing checking accounts.
  • • For access to your accounts from anywhere in the world, we offer free internet banking.
  • • We are staffed with experienced multi-lingual personal bankers who are empowered to handle all aspects of the banking relationship.
  • • We have a full website in English and German as well dual language marketing material to include courtesy translations.
  • • We have competitive banking fees and rates especially for international wire transfers of US $ and wire transfers of foreign currency.
  • • We offer Visa debit cards plus completely free ATM withdrawals in selected locations throughout Florida. ATM access is also available nationwide and worldwide in foreign currency through the Cirrus and Star systems.
  • • We sell and exchange foreign banknotes as well as travelers' checks.
  • • We offer two types of bill paying services for your local bills-you pay though our internet banking or have your bills forwarded to us and we will pay them.
  • • We have competitively priced and structured residential mortgage loans (low doc and stated income/assets).
  • • We offer construction, lot and home equity loans as well as car and boat loans for clients.
  • • We have a real estate based commercial and business loan program.
  • • We also offer competitive business accounts including sweep accounts.