Deposit Rates

code word: RPB means Really Personal Banking

Effective Date: July 22nd, 2010
NOTICE: When printing interest rates from the web site the printed alignment may be different than the viewed alignment

 

Variable Interest Rate Offering
(Rates may change after the accounts are opened.)
Minimum Balance Interest Type to Obtain APY Rate (%)
ANNUAL PERCENTAGE YIELD = APY

 

Consumer Accounts

 

RP Signature
($100 minimum to open)

Rate (%)

APY (%)

Less than $1,000

N/A

N/A

$1,000 to $4,999

.25

.25

$5,000 to $9,999

.25

.25

$10,000 to $24,999

.75

.75

$25,000 to $49,999

.75

.75

$50,000 and over

.75

.75

 

Senior Checking
($100 minimum to open)

Rate (%)

APY (%)

Less than $1,000

N/A

N/A

$1,000 and over

.25

.25

 

Personal Money Market Checking
($1000 minimum to open)

Rate (%)

APY (%)

Less than $5,000

.25

.25

$5,000 to $9,999

.25

.25

$10,000 to $49,999

1.00

1.00

$50,000 to $99,999

1.00

1.00

$100,000 to $499,999

1.14

1.15

Less than $500,000

1.14

1.15

 

Personal Savings
($100 minimum to open)

Rate (%)

APY (%)

.75

.75

Business Accounts

 

Business Interest Checking
($100 minimum to open)
(including Iota, Non Profit Corporations)

Rate (%)

APY (%)

Less than $1,000

N/A

N/A

$1,000 to $4,999

.25

.25

$5,000 to $9,999

.25

.25

$10,000 and over

.50

.50

 

Commercial Money Market Checking
($1000 minimum to open)

Rate (%)

APY (%)

Less than $5,000

.49

.50

$5,000 to $9,999

1.00

1.00

$10,000 to $49,999

1.00

1.00

$50,000 to $99,999

1.00

1.00

$100,000 to $499,999

1.14

1.15

$500,000 and over

1.14

1.15

Fixed Rate Offerings

 

CERTIFICATES OF DEPOSIT AND IRA CERTIFICATES
MINIMUM TO OPEN $500.00

Rate (%)

APY (%)

7 to 89 Days

.50

.50

90 to 179 Days

.60

.60

180 to 364 Days

.75

.75

12 through 17 Months

1.24

1.25

18 through 23 Months

1.49

1.50

24 through 35 Months

1.79

1.80

36 through 47 Months

1.93

1.95

48 through 59 Months

2.23

2.25

60 Months

2.33

2.35

 

$100,000 and over

Rate (%)

APY (%)

7 to 89 Days

.50

.50

90 to 179 Days

.60

.60

180 to 364 Days

.75

.75

12 through 17 Months

1.24

1.25

18 through 23 Months

1.49

1.50

24 through 35 Months

1.79

1.80

36 through 47 Months

1.93

1.95

48 through 59 Months

2.23

2.25

60 Months

2.33

2.35

NOTE: There is a substantial penalty for the early withdrawal of a CD.


All Interest Rates and Annual Percentage Yields are accurate as of 7/22/2010 and are subject to change at any time. The disclosed Annual Percentage Yield assumes that interest will remain on deposit until maturity. Fees or withdrawals of interest will reduce earnings. For current information,call (239)593-5522.