Deposit Rates
code word: RPB means Really Personal Banking
Effective Date: April 18, 2008
NOTICE: When printing interest rates from the web site the printed alignment may be different than the viewed alignment
Variable Interest Rate Offering |
Consumer Accounts |
||
|
($100 minimum to open) |
Rate (%) |
APY(%) |
|
Less than
$1000 |
N/A |
N/A |
RP Signature |
||
|
($100 minimum to open) |
Rate (%) |
APY(%) |
|
Less than
$1000 |
N/A |
N/A |
Senior Checking |
||
|
($100 minimum to open) |
Rate (%) |
APY(%) |
|
Less than
$1000 |
N/A |
N/A |
Personal Money Market Checking |
||
|
($1000 minimum to open) |
Rate (%) |
APY(%) |
|
$0 to $4,999 |
0.743 |
0.75 |
Personal Savings |
||
($100 minimum to open) |
Rate (%) |
APY(%) |
1.732 |
1.75 |
|
||
Prime Savings Account |
||
($5,000.00 minimum to open) |
Rate (%) |
APY(%) |
$-0- to $9999.99 |
0.000 |
0.00 |
$10,000 to $24,999.99 |
1.585 |
1.60 |
$25,000 to $49,999.99 |
2.077 |
2.10 |
$50,000 and Over |
2.660 |
2.70 |
Business Accounts
Business Checking - Earnings Credit Rate |
||
|
Positve Balance |
|
1.80% |
Business Interest Checking |
|
|
|
($100 minimum to open) |
Rate (%) |
APY(%) |
|
$ 0
to $999
|
N/A |
N/A |
Commercial Money Market Checking |
||
|
($1000 minimum to open) |
Rate (%) |
APY(%) |
|
$ 0
to $4,999
|
0.494 |
0.50 |
Fixed Rate Offerings
CERTIFICATES OF DEPOSIT AND IRA CERTIFICATES |
||
MINIMUM TO OPEN $500.00 |
||
|
Term |
Rate (%) |
APY(%) |
|
7 TO
89 Days |
1.238 |
1.75 |
$100,000 and over
|
Term |
Rate (%) |
APY(%) |
|
7 TO
89 Days |
1.238 |
1.75 |
NOTE: There is a substantial penalty for the early withdrawal of a CD. |
||
All Interest Rates and Annual Percentage Yields are accurate as of 4/18/2008
and are subject to change at any time. The disclosed Annual Percentage
Yield
assumes that interest will remain on deposit until maturity. Fees or withdrawals
of interest will reduce earnings. For current information,call (239)593-5522.
