Deposit Rates
code word: RPB means Really Personal Banking
Effective Date: July 22nd, 2010
NOTICE: When printing interest rates from the web site the printed alignment may be different than the viewed alignment
Variable Interest Rate Offering |
Consumer Accounts
|
RP Signature |
Rate (%) |
APY (%) |
|
Less than $1,000 |
N/A |
N/A |
|
$1,000 to $4,999 |
.25 |
.25 |
|
$5,000 to $9,999 |
.25 |
.25 |
|
$10,000 to $24,999 |
.75 |
.75 |
|
$25,000 to $49,999 |
.75 |
.75 |
|
$50,000 and over |
.75 |
.75 |
|
Senior Checking |
Rate (%) |
APY (%) |
|
Less than $1,000 |
N/A |
N/A |
|
$1,000 and over |
.25 |
.25 |
|
Personal Money Market Checking |
Rate (%) |
APY (%) |
|
Less than $5,000 |
.25 |
.25 |
|
$5,000 to $9,999 |
.25 |
.25 |
|
$10,000 to $49,999 |
1.00 |
1.00 |
|
$50,000 to $99,999 |
1.00 |
1.00 |
|
$100,000 to $499,999 |
1.14 |
1.15 |
|
Less than $500,000 |
1.14 |
1.15 |
|
Personal Savings |
Rate (%) |
APY (%) |
|
|
.75 |
.75 |
|
|
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|
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Business Accounts
|
Business Interest Checking |
Rate (%) |
APY (%) |
|
Less than $1,000 |
N/A |
N/A |
|
$1,000 to $4,999 |
.25 |
.25 |
|
$5,000 to $9,999 |
.25 |
.25 |
|
$10,000 and over |
.50 |
.50 |
|
Commercial Money Market Checking |
Rate (%) |
APY (%) |
|
Less than $5,000 |
.49 |
.50 |
|
$5,000 to $9,999 |
1.00 |
1.00 |
|
$10,000 to $49,999 |
1.00 |
1.00 |
|
$50,000 to $99,999 |
1.00 |
1.00 |
|
$100,000 to $499,999 |
1.14 |
1.15 |
|
$500,000 and over |
1.14 |
1.15 |
Fixed Rate Offerings
|
CERTIFICATES OF DEPOSIT AND IRA CERTIFICATES |
Rate (%) |
APY (%) |
|
7 to 89 Days |
.50 |
.50 |
|
90 to 179 Days |
.60 |
.60 |
|
180 to 364 Days |
.75 |
.75 |
|
12 through 17 Months |
1.24 |
1.25 |
|
18 through 23 Months |
1.49 |
1.50 |
|
24 through 35 Months |
1.79 |
1.80 |
|
36 through 47 Months |
1.93 |
1.95 |
|
48 through 59 Months |
2.23 |
2.25 |
|
60 Months |
2.33 |
2.35 |
|
$100,000 and over |
Rate (%) |
APY (%) |
|
7 to 89 Days |
.50 |
.50 |
|
90 to 179 Days |
.60 |
.60 |
|
180 to 364 Days |
.75 |
.75 |
|
12 through 17 Months |
1.24 |
1.25 |
|
18 through 23 Months |
1.49 |
1.50 |
|
24 through 35 Months |
1.79 |
1.80 |
|
36 through 47 Months |
1.93 |
1.95 |
|
48 through 59 Months |
2.23 |
2.25 |
|
60 Months |
2.33 |
2.35 |
NOTE: There is a substantial penalty for the early withdrawal of a CD.
All Interest Rates and Annual Percentage Yields are accurate as of
7/22/2010 and are subject to change at any time. The disclosed Annual Percentage
Yield
assumes that interest will remain on deposit until maturity. Fees or withdrawals
of interest will reduce earnings. For current information,call (239)593-5522.
