Account Balancing or Research

$25.00 hourly

Account Closing Fee
   (if closed within 90 days of opening)

$20.00

Bond Coupons:

   Deposited
   Returned

$5.00 per envelope
Correspondent Charge

Check Orders

Fee depends on quantity and style of checks ordered

Collection Items:

   Incoming
   Domestic
   International

No Charge
$10.00 each
$20.00 each

Counter/Temporary Checks

$1.00 each

Dormant Account

$5.00 monthly

Facsimile Services

$1.00 per page

Foreign Currency

   Currency
   Drafts
   Cancellation

$10.00 per order
$10.00 per draft
$25.00 each

Garnishments/Levies

$100.00 plus legal fees

Hold Mail at Branch

$5 monthly

Interim or Duplicate Statement

$2.00 each

Notary Service

   Customers
   Non-Customers

No Charge
$10.00

Official Check

   Customers
   Non-Customers

$5.00 each
$15.00 each

Overdraft/Non-sufficient Funds*

$30.00 per item

Personal Overdraft Line of Credit

$3.00 per transfer

Photocopies

   Customers
   Non-Customers

No Charge
$0.25 per page

Return Deposited Item

   Regular
   Redeposit

$5.00 each
$3.00 each

Stop Payment/Caution

$30.00 per item

Travelers Cheques (Customers Only)

1% of amount purchased

Wire Transfer (Customers Only)

   Incoming Domestic or International
   Outgoing Domestic
   Outgoing International

No Charge
$25.00 each
$50.00 each

Internet Banking with Bill Payment

$5.95